Transizione digitale o ecologica

What it funds

It is a loan. SIMEST finances investments for international competitiveness at a subsidized rate, and the money is paid back, with two years of pre-amortization. At least half of the amount must support digital or ecological investments; the rest can strengthen equity, including inside Italy. The full conditions are on the SIMEST page.

Anyone putting all resources into artificial intelligence and quantum computing enters the dedicated section: extended duration, an advance on the first tranche and a dedicated reserve. It stays a loan to repay, with a grant top-up only when the requirements in the operating circular are met.

The grant top-up starts from a reduced share with its own ceiling for whoever meets those requirements, and rises for applications filed by the deadline the circular sets: a doubled share, with a higher ceiling, for energy-intensive companies and firms hit by the Persian Gulf conflict, and higher still when the latter are SMEs.

Requirements and what is left out

• Anyone who neither exports nor works for an exporter: it takes an international orientation, measured on export turnover or on membership in an exporting supply chain. With neither, the application goes nowhere.
• Anyone with fewer than two balance sheets behind them: it takes two approved full financial years, or years whose filing deadline has passed, under the same tax code that files the application.
• Anyone looking for money that is never repaid: this is a debt backed by collateral, save the exemptions the circular provides (energy-intensive firms among them, on request), and it sits on the balance sheet as a liability to repay out of future cash.
• Anyone planning to use everything for equity: at least half of the amount must stay on digital or ecological investments, and the equity share follows different ceilings for the USA, flood-hit areas, energy-intensive firms and the Gulf.
• Anyone who has exhausted the de minimis allowance: the intervention is granted under that regime and consumes it, so if the allowance falls short the grant top-up shrinks and the loan grows to match. The estimation tool says how much it absorbs.
• Anyone thinking that filing is enough: the award belongs to the Comitato Agevolazioni after SIMEST completes its assessment, subject to available resources, and the contract only comes after.

How to apply

1. Enter the SIMEST portal and fill in the request with the legal representative's details and the beneficial owner's.
2. Attach the documents the circular requires, the bylaws and, if you already have it, the dedicated current account agreement.
3. Sign everything digitally and submit: with no digital signature the application never starts.
4. Wait for assessment and award: filing alone grants no right to the financing.

Everything runs through the portal; the full conditions are on the SIMEST page and in the operating circular linked above.

What this budget builds

I deliver the infrastructure an artificial intelligence project needs before the models: collected and organized data, sized compute, integration with the management system and security around every access point. I work on software, platforms and in-house skills, so when the financing ends the people who stay keep a system they know how to run.

This entry is informational and is not advice: I do not handle grant applications, and before committing to a purchase it is worth reading the official source above or talking to whoever files the application.